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115 S 4th Avenue, Saint Charles, IL 60174.
Position your business or investment in one of St. Charles' most sought-after locations. Situated on a prominent corner lot, this distinctive commercial property offers outstanding visibility, timeless character, and the convenience of parking for 10+ vehicles-a rare and valuable amenity in the downtown area. A charming wrap-around porch creates an inviting first impression while adding unique architectural appeal that sets this property apart. Inside, the flexible layout lends itself to a variety of professional office, boutique retail or specialty business uses. The main level features a versatile room that could serve as a lobby or waiting area, a private office, and a bath. Upstairs, you'll find three additional private offices and a second bath, while the full basement provides valuable additional storage. Offering endless possibilities for an owner-user or investor, this property is just steps from the Fox River, restaurants, shopping, and all that vibrant downtown St. Charles has to offer. Hurry by today ~
MLS ID: 12718628
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115 S 4th Avenue, Saint Charles, IL 60174.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $369,900 | $369,900 | $369,900 |
| Down Payment | $73,980 | $12,947 | $92,475 |
| Monthly Mortgage Amount | $1,969 | $2,416 | $2,398 |
| Taxes | $515 | $515 | $515 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $163 | $0 |
| Monthly Estimated Total | $2,592 | $3,202 | $3,021 |
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