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123 James Street, Montgomery, IL 60538.
Welcome to 123 James St in Montgomery! This inviting ranch offers 4 bedrooms, 2 full baths, a finished basement, and a spacious 2-car garage. The main level features a comfortable, easyflow layout with plenty of room to make the home your own. The large finished basement adds even more living space, a second full bath, and a flexible room that can work well as a bedroom, office, workout area, or guest space. There is also plenty of room for holiday parties, family get-togethers, movie nights, or simply relaxing together. Conveniently located near the Fox River, walking and biking trails, parks, and West Aurora School District 129. A comfortable home with space to enjoy, grow, and create memories for years to come. Please note: Some listing photos have been digitally enhanced and/or virtually staged for visual presentation.
MLS ID: 12786334
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123 James Street, Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $279,900 | $279,900 | $279,900 |
| Down Payment | $55,980 | $9,797 | $69,975 |
| Monthly Mortgage Amount | $1,490 | $1,828 | $1,814 |
| Taxes | $390 | $390 | $390 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $123 | $0 |
| Monthly Estimated Total | $1,980 | $2,441 | $2,304 |
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